BC National Bank

Rates

Rates as of April 15, 2010

Ultimate Plus Checking

Amount	Compounding Frequency	Interest Rate	Annual Percentage Yield
Up to $25,000* Over $25,000* Qualifications not met, all balances	1 Month	.97% .97% 0.20%	.98% .98% 0.20%
*Qualifications are 12 debit card transactions (not including ATM), Direct Deposit or ACH Transaction, and E-Statements. Rates are subject to change after account is opened. Interest on these accounts will compound monthly. Fees could reduce the earnings on these accounts.

Ultimate Checking

Amount	Compounding Frequency	Interest Rate	Annual Percentage Yield
Up to $25,000* Over $25,000* Qualifications not met, all balances	1 Month	.78% .78% 0.20%	.78% .78% 0.20%
*Qualifications are 12 debit card transactions (not including ATM), Direct Deposit or ACH Transaction, and E-Statements. Rates are subject to change after the account is opened. Interest on these accounts will compound monthly. Fees could reduce the earnings on these accounts. For business customers additional fees for merchant accounts may apply.

Money Market

Amount	Compounding Frequency	Interest Rate	Annual Percentage Yield
$2,500 $15,000 $30,000 $55,000 $125,000 $225,000	1 Month	0.26% 0.59% 0.69% 1.08% 1.24% 1.24%	0.26% 0.59% 0.69% 1.09% 1.25% 1.25%
Rates are subject to change after the account is opened. Interest on these accounts will compound monthly. Fees could reduce the earnings on these accounts.

Health Savings Account

Compounding Frequency	Interest Rate	Annual Percentage Yield
1 Month	1.01%	1.02%
Rates are subject to change after the account is opened. Interest on this account will compound monthly.

Certificates of Deposit

Term	Compounding Frequency	Interest Rate	Annual Percentage Yield
91 Day CD $2,500-24,999 25-49,999 50-74,999 75,000 and up	3 Months	0.15% 0.15% 0.15% 0.15%	0.16% 0.16% 0.16% 0.16%
182 Day CD $2,500-24,999 25-49,999 50-74,999 75,000 and up	6 Months	1.13% 1.13% 1.13% 1.13%	1.14% 1.14% 1.14% 1.14%
12 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	1.47% 1.47% 1.47% 1.47%	1.47% 1.47% 1.47% 1.47%
24 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	1.82% 1.82% 1.82% 1.82%	1.82% 1.82% 1.82% 1.82%
36 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	2.16% 2.16% 2.16% 2.16%	2.16% 2.16% 2.16% 2.16%
48 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	2.60% 2.60% 2.60% 2.60%	2.60% 2.60% 2.60% 2.60%
60 Month CD $500-24,999 25-49,999 50-74,999 75,000 and up	12 Months	2.65% 2.65% 2.65% 2.65%	2.65% 2.65% 2.65% 2.65%
PENALTY FOR EARLY WITHDRAWAL. Rates are subject to change after the account is opened.

Savings Accounts

Account	Compounding Frequency	Interest Rate	Annual Percentage Yield
Regular Teen Moola Moola	3 Months	0.10% 0.20% 0.20%	0.10% 0.20% 0.20%
Rates are subject to change after the account is opened.